Terms & Conditions

Cover 4 You Limited knows that you care how information about you is used and shared, and we appreciate your trust and want you to feel confident in our services and security as it relates to your personal information. This notice describes our privacy policy. By visiting Cover 4 You Limited, you are accepting the practices described in this Privacy Notice.

What Personal Information About Customers Does Cover 4 You Ltd Gather?
The information we learn from customers helps us personalize and continually improve your online quoting experience. Here are the types of information we gather.

Information You Give Us:
We receive and store any information you enter on our Web site or give us in any other way. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features. We use the information that you provide for such purposes as responding to your requests, Providing quotations, customizing future online quoting and purchasing of our policies for you, improving our site features, and communication with you.

Automatic Information:
We receive and store certain types of information whenever you interact with our website. For example, like many web sites, we sometimes use "cookies," and we obtain certain types of information when your Web browser accesses our website.

At the time of writing, we do not store personal information or information that can be used to determine your identity in a cookie thus are not required to inform you of our use of cookies, however, in the future, we may store further information in cookies to enhance your user experience.

What About Cookies?
Cookies are alphanumeric identifier text files that we transfer to your computer’s hard drive through your Web browser to enable our systems to recognize your browser and to provide features such as storage of your quotations between visits. Does Cover 4 You Limited share the Information It Receives? We respect your privacy and appreciate your business. At no time do we ever provide your account contact or payment information to any third party vendor, associate or service provider unless absolutely necessary in order to complete your transaction and order.

Which Information Can I Access?
www.im4l.co.uk gives you access to a broad range of information about your account and your interactions with us for the limited purpose of viewing and, in certain cases, updating that information.

Conditions of Use, Notices, and Revisions
If you choose to visit Cover 4 You Limited, your visit and any dispute over privacy is subject to this Notice and our Conditions of Use, including limitations on damages, arbitration of disputes, and application of the law of the state of our local state. If you have any concern about privacy of your personal information as used and collected within our website, please send us a thorough description by clicking on the "Contact Us" link on the side menu, and we will try to resolve it.

Information You Give Us
You provide such information when you search, ask for a quotation, purchase a policy, or other methods of communication via our website or email to Cover 4 You Limited. As a result of those actions, you might supply us with such information as your name, address, and phone numbers, and credit card information.

Automatic Information
For security purposes Cover 4 You Limited sometimes collects and analyses the Internet protocol (IP) address used to connect your computer to the Internet, and to our website. This is done for your protection for tracking purposes in the unfortunate event that someone gains access to your personal or financial information and opens an account, or makes purchases under your name.

Credit Card Details
We do not store credit card details nor do we share customer details with any 3rd parties

Refund / Cancelation Policy
All cancellation requests received within 14 days of payment will have refunds processed within 1 business day of receiving the refund/cancellation request. If your request is outside of the first 14 days of your payment being made, your refund will be processed by the end of the following month it is received. For example, a cancellation request received in January will be refunded by the end of February.

Questions regarding our Conditions of Usage, Privacy Policy, or other policy related material can be directed to our support staff.